Santa Cruz City Schools

Santa Cruz City Schools participates in the California Student Accident Insurance Program (CSAIP), which provides a student accident insurance plan for the 2025-26 school year. This plan is provided through Bob McCloskey Insurance and BMI Benefits, LLC. Enrolled students participating in school sponsored and supervised activities are covered for Accident Medical Expense Benefits and Accidental Death and Dismemberment Benefits, subject to the terms, conditions, limitations and exclusions of the Policy. It covers certain medical expenses for the treatment of injuries that are the direct and independent result of a Covered Accident during the policy period. This plan will be secondary to any existing medical benefit program that your student is currently enrolled in and only under circumstances of incident while under the scope of a school sponsored event. See “Benefits,” “Definitions,” and “Exclusions” in the Policy for further details.